Mar 15 2020

Credit one increase line #Credit #one #increase #line

Credit one increase line


Capital One® QuicksilverOne® Cash Rewards Credit Card Reviews

Sign up or log in to see your Approval Odds

From Cardholders in the last year

Sign up or log in to see your Approval Odds


4.5 out of 5 stars

4 out of 5 stars

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR 26.98%* Variable
  • Annual Fee $39
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 26.98%* Variable

Most Helpful Positive Review

Very good intro cash back card

I got this card when I was still building my credit up, which was around 590-615 depending. Got approved for a mere $500, nothing exciting but decent. Well after 5 months, on top of getting my collections account removed and getting my first card a CLI, my score has gone up 100+ with this card. Icing on the cake was I was told I would be bumped up to a $750 via the automatic increase offer listed. Well it kicked in today and came to find out it got bumped to $3,500 instead! All in all, couldn’t be happier getting this card will definitely continue to be one of my daily drivers.

Was this review helpful?

Most Helpful Negative Review

Low Credit Limit

I applied for this card because CK said I had excellent approval odds (all my credit scores are currently just above 700). I was approved instantly, but with a teensy tiny credit limit of $300. It takes $2600 a year in expenditures to get enough cash back to refund your $39 annual fee, so the joke is on me — Capital One will definitely make money on me, because there’s no way with a $300 credit limit that I will be charging $2600 annually on this card. However, I’m still grateful to Capital One for helping me rebuild my credit with my first Capital One card. I got their secured Mastercard as card number one and it has been fantastic for rebuilding my credit. So maybe this annual fee is a thank-you for that. I’m hoping to get to 750 quicker with two cards. I also really appreciate Credit Karma’s help in making me more aware of my credit and especially, of what affects my score.

Was this review helpful?

These reviews were written by current and former cardholders in the last year.

I started with a $1000 credit line. I used it like I would use my debit card. Except I used the credit card for all purchases and made multiple payments throughout the month. I did that for 5 months and they raised my credit line from $1000 to $5000. Helped me build my credit from the 580 to 730.

Was this review helpful?

CL increase no existent

Very hard to get a CL increase with Cap 1. I have other cards with up to 10,000dls, but these people have decided to let me in 850dls after years being a card member. This is why this card is seating in a drawer at home and I’m using my AmEx and Chase-Unlimited instead. I haven’t cancelled it because it is my oldest card; Ironic right? I would take my bussiness somewhere else.

Was this review helpful?

It is a great! Card to have

Was this review helpful?

Already got a higher credit line!

I would absolutely start out with a Capital One card. No matter what you’re credit scores are (mine fluctuate between the low and high 600’s) due to a monthly check of about $2,000. They started me out with a $400 limit. Now- thanks to keeping my swipes to a minimum, and using the card responsibility- I have a limit of $750 and I’ve only had the card for about 6 months. MAKE SURE YOU CALL THE COMPANY AND SET UP YOUR PAYMENT DUE DATE. Pay on time if not before hand!

Was this review helpful?

I went up 100 points in 6 months with this card, and I got a $500 increase after making all my payments. And was able to buy a new car.

Thank you Capital One

Was this review helpful?

Enter Your Reply

This card does charge interest so if you can pay the balance off in full each month that would be best. I love the card even though I was approved for a low limit that increased by 200 after 5 months. The card comes in clutch for times where your payday and account balance don’t meet up.

Was this review helpful?

Excellent card for rebuilding credit.

I started with the Capital one platinum card and got approved for $300, used it often and after 4 on time payments and keeping the balance low; I applied for the quicksilver one capital one credit card. I got instantly approved for $1000. (TU 574) I am using these two to assist in rebuilding my credit. Only down side to the card is it has a $39 annual fee. You would have to spend about $218/month to offset the annual fee. It’s well worth the $39 annual fee especially if your rebuilding credit and others won’t approve you. The Interest is high at about 26% but paying the balance off monthly i don’t have to worry about it. Would recommend this card to a use who is rebuilding credit and would start with the platinum card first. I should get an increase in the platinum card from $300 to at least $500. And after 5 monthly on time payments I should get an increase on my quicksilver one credit card. Awesome. For someone rebuilding credit of course

Was this review helpful?


I applied for this card with a horrible credit score, I got instantly approved for $500 CL, it’s been 5 months now, and CO has helped me rebuild my credit, and after my 5th on time payment they increased my CL to a whopping $3500!
Thank you Capital One for the trust.
Highly recommended!

Was this review helpful?

The Cash Back feature is outstanding and got a credit line increase for my on-time payment$

Was this review helpful?

A payoff nightmare

I guess capital one doesn’t understand what the term payoff means because when my next statement showed up I still owed even after asking for a payoff with the interest. After I figure out how to fix this problem I will be closing my account and taking my business elsewhere.

Was this review helpful?


Haha, every time I come on here to look at card reviews I’m met with some funny commentary to people’s posts. I don’t have social media accounts and won’t ever need them with places like the review sections of Credit Karma’s card reviews

Top Similar Cards

Add Your Review

Compare Holders of this Card

Sample Size: 6,456
Data Created: February 02, 2015

Note: Sample data consists of Credit Karma members who hold this card.
The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

See Your Approval Odds Before You Apply

Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:

See the online Provider’s credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the ‘Apply Now’ button, you can review the credit card terms and conditions on the provider’s website.

Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there’s no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

The ratings and reviews are brought to you by our users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Advertiser Disclosure: The offers that appear on this site are from third party advertisers from which Credit Karma receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). It is this compensation that enables Credit Karma to provide you with services like free access to your credit scores and free monitoring of your credit and financial accounts at no charge. Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services companies or products.



USA News. American News.

News latest news news today news headlines breaking news new current news world news top news latest news today,

headline news online news today's news headlines daily news local news breaking news today new news to day news recent news latest news headlines top news today top news stories news stories national news international.

News news update current news today today's national news news updates headlines news update today latest breaking news breaking news headlines latestnews latest national news english news latest world news latest,

news update latest news headlines for today hot news today headlines today news websites current news events the news today's news headlines in english current news headlines top news headlines national news headlines top.
Headlines latest headlines newspaper headlines today latest it news top stories current news stories news sites.

Written by admin